Request a Free Health Quote and Start Saving Today!
My online quote tool makes it easy for
you to request a quote on Florida health insurance, Life, or Long Term
Care insurance. Or, if you prefer to discuss a quote by phone, please
give me a call at 1-888-266-1922.
If you are interested in group health insurance, short term medical, or
other types of insurance, please contact me by telephone or email to
discuss your needs.
5 Ways to Save
Up To 30% On Your Health Plan
1) SHOP AND COMPARE - There are at least ten major Florida health
insurance companies each offering 10 plans on average. That’s
over 100 Florida health insurance plans on the market for individual
and families. Rates vary widely depending on the carrier and plan. It
is a mistake to think that similar plans have similar pricing. One
carrier could charge $600 per month for a PPO plan with a $1,000
deductible. Another carrier could charge $400 for the same plan.
2) PURCHASE A NEW PLAN - Every year many Florida health insurance
carriers come out with new plans with low rates. When you choose a new
Florida health insurance plan you are typically getting the
lowest rates in the market and can save 30% to 60% off your current
premiums.
3) DITCH THE COPAYS - Yes, you only pay $25 when you see a doctor, but
the question is, how much are those copays actually costing? There are
many plans now on the market with no copays, however all doctor visits
are still covered. You simply pay the network discounted rate, which is
usually only $15-25 more than the copay.
How much can you save?
Health Insurance Family Plan with copays - $425
Health Insurance Family Plan without copays - $290
Savings - $1,620 a year!
4) CHOOSE A HIGHER DEDUCTIBLE - Most people when choosing a plan opt
for the lowest deductible possible; however, you are paying for that
low deductible in the way of higher premiums and not coming out ahead
in the end. Choosing a plan with a higher deductible can save the
average family $1,500 or more.
How much can you save?
Health Insurance Family Plan with a $500 deductible - $680
Health Insurance Family Plan with a $2,500 deductible - $315
Savings - $4,380!
5) SWITCH TO A HEALTH SAVINGS ACCOUNT - Health savings accounts are
sweeping the nation and becoming the most popular individual plan. The
concept is simple - you pay for expenses below the deductible at a
discounted rate and the carrier pays for everything after the
deductible. Saving are significant - typically 50% less expense than
traditional plans.
How much could you save?
Florida Health Insurance Family Tradition Plan - $510
Florida Health Insurance Health Savings Account - $275
Savings - $2,820!
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